1234, Main Street
Boston, MA 02123
04 April, 2005
<Recipient Address Goes Here>
I have just received my latest credit report from [name of Credit Bureau]. And, according to this report, my account with your company [name of company] – <is/was> – [Description of status].
I am here in total disagreement with the status of my account with your company as [state reasons here].
I request you to please verify with the [name of creditor] about the status of this account, and make the necessary changes in my new report.
Thanks for your attention.
encl: <List of enclosed items goes here>