1234, Main Street
Boston, MA 02123
04 April, 2005
<Recipient Address Goes Here>
Re: Account No. <Number>
On the last [date], I received a notice from you that a check issued by me [check no.], was bounced because of insufficient funds.
However, when a checked my current statement, I have found that my account had sufficient funds at the time the check was presented at the Bank.
So, it was clearly a mistake on your part that the check was bounced.
Thus, I ask you to overturn any kind of charges levied on my account because of bounced check. Also, accept this check when it is presented again at the Bank. And, I demand a reimbursement of the fees charged to me by the merchant to whom this check was issued.
As it is obvious that the mistake was yours, so it is now your duty to correct the situation. I am sure that you will not allow such mistakes to happen in the future again.
Thank you for kind attention in this matter.
encl: <List of enclosed items goes here>