[Your Name, & Address here]
[Recipient Name & address here]
I have received your letter dated [date], regarding the property damage complaint.
I would like to say that I don’t agree with what you wrote in the letter, and I dispute your property damage claims.
I am not responsible for any of the damages you mentioned in the letter because – [State reasons why you are not liable for property damages].
So, I am not going to pay you for the said damages to your property.
If you still want to have a discussion regarding this, please contact me in person.
Encl: [Enclosures List here]
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