1234, Main Street
Boston, MA 02123
04 April, 2005
<Recipient Address Goes Here>
Re: Account No. <account number>
This is to inform you that your aforementioned account with us is under delinquent status and, we are considering the option of forcefully taking back the [product name] that was funded under this account.
While we are much more interested in receiving payment from you, your unpaid account leaves us with no other option, but to obtain back the financed tem.
If you really want to avoid the embarrassment caused due to repossession, and a following negative credit report, then please contact us immediately regarding your account.
You can send your payment in the amount of [$ ??]. If we do not hear from you within [no. of days] days from this notice, we will have to execute the repossession of your [name of the item].
We hope that you will reply us soon.
encl: <List of enclosed items goes here>
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