Sample Creditor Disputing Negative Finance Letters

1234, Main Street
Boston, MA 02123

04 April, 2005

<Recipient Address Goes Here>

Hello,

Re: Account No. <Account number>
This letter is in regard to my credit report.

I got my latest credit report through [name of credit bureau] and found that it shows my account with your company as [Status of account]
I have checked my ledger book and it clearly shows that I paid your debts in full. So, now I request you to notify [name of credit bureau] that this account has been paid in full by me and all the payments were received on time.

Thank you for your attention to this information and I hope for a fast action in this mater.

Regards,

Robert Anderson

encl: <List of enclosed items goes here>

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