FINAL NOTICE BEFORE LEGAL ACTION
To: _ (Customer)
This is the final notice being sent to you for the non-payment. We have repeatedly requested payment of $_, on your overdue account. Our demands for payment have been overlooked.
Accordingly, we shall turn this account over for collection within the next twelve days unless payment, or an acceptable proposal for payment is obtained.
Enforced collection on this obligation may result in additional legal or court costs to you and may give a bad impression to your credit rating.